1. Don't compromise; buy the furniture you really want with Padfields credit options. Padfields offer you the facility to spread your furniture costs via interest free credit.

2. Interest free credit is available on orders of £500 or more.

3. It couldn't be any simpler.

4. You pay a deposit (minimum of 20%). The rest is split into equal payments. Please see the example below (based upon our standard offer of 10 months interest free credit).

Price £1000 | 20% Deposit £200 | Outstanding Balance £800 | Leaving ten monthly payments of £80

Credit application criteria

1. Be at least 18 years or older

2. Been a permanent UK resident for 3 or more years

3. Provide previous address details if you haven't lived at your current address for longer than 3 years

4. Be able to make payments via a direct debit

5. Be employed over 16 hours a week, self employed, retired and over 50 or living with a working partner or receiving invalidity or disability allowance.

6. Please note our finance company will assess your application. Your credit rating will be checked using a credit reference agency who will also keep a record of any searches made.

7. Finance is subject to acceptance of your application by our finance providers.